16
Dec
2025
Introduction of The Code on Social Security, 2020
Section 1: Introduction The Government of India has announced that the four Labour Codes – The Code on Wages, 2019, The Industrial Relations Code, 2020, The Code on Social Security, 2020, and The Occupational
30
Sep
2025
Actuarial Gains and Losses in Leave Valuation and What They Mean
Leave is more than just a break from work. For employees, it is a right. For employers, it is an obligation. When companies promise leave encashment or carry-forward benefits, they create a
30
Sep
2025
Understanding ESOPs Actuarial Valuation in India
Employee Stock Option Plans (ESOPs) are no longer just a corporate buzzword. They have become a powerful tool to reward, retain, and motivate employees. Employees often view
30
Sep
2025
Types of Pension Schemes in India and Their Valuation Needs
Retirement is one of the most important financial milestones in life. People often ask, how will they manage their expenses after regular income stops? Pension schemes answer this
30
Sep
2025
Understanding AS 15 and Ind AS 19: Gratuity Accounting Standards in India
Gratuity is one of the most important employee benefits in India. Employers use it as a way to recognise long service and loyalty. Employees often see it as financial security after years of
30
Sep
2025
When is an Actuarial Valuation of Gratuity Required?
Gratuity is more than just a legal requirement. It is a gesture of appreciation that rewards long-term employee loyalty and service. For employers, managing this obligation is not always
30
Sep
2025
What is the Projected Unit Credit Method Used for Gratuity Calculation?
Gratuity is more than just a financial benefit. It is an employer’s way of showing gratitude for years of loyal service. But have you ever wondered how companies calculate this amount? The answer lies in something known as
14
Aug
2025
Sensitivity Analysis in Employee Benefit Valuation: Why Small Changes Matter
When it comes to employee benefit valuation, many businesses focus solely on numbers. But smart organisations know that behind those numbers lie assumptions, and when those assumptions shift, so does the outcome. That is where sensitivity analysis plays a crucial …
14
Aug
2025
Key Actuarial Assumptions That Impact Employee Benefit Valuations
Employee benefit valuations are not just about crunching numbers. They are about understanding people, predicting futures, and preparing your organisation financially. At the centre of these valuations lie actuarial assumptions – the invisible forces that shape the outcome. Now you …
14
Aug
2025
How Actuarial Valuation Helps in Accurately Estimating Leave Liability
Leave liability may seem like a routine number on your balance sheet. But is it really? Let us pause and reflect. When employees accumulate unused leave, your organisation incurs a hidden financial obligation. This often gets overlooked until it becomes …
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